/* =====================================================================
   MyFinance Raamatupidamine — Design System (v2, flat)
   Brand: navy #000053 + logo light-blue #9CCBFF. No purple, no gradients.
   Fonts: Plus Jakarta Sans (display) · Inter (text)
   ===================================================================== */

/* ---------- Fonts (self-hosted) ---------- */
@font-face{font-family:'Jakarta';src:url('../assets/fonts/jakarta-400.woff2') format('woff2');font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:'Jakarta';src:url('../assets/fonts/jakarta-500.woff2') format('woff2');font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:'Jakarta';src:url('../assets/fonts/jakarta-600.woff2') format('woff2');font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:'Jakarta';src:url('../assets/fonts/jakarta-700.woff2') format('woff2');font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:'Jakarta';src:url('../assets/fonts/jakarta-800.woff2') format('woff2');font-weight:800;font-style:normal;font-display:swap}
@font-face{font-family:'Inter';src:url('../assets/fonts/inter-400.woff2') format('woff2');font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:'Inter';src:url('../assets/fonts/inter-500.woff2') format('woff2');font-weight:500;font-style:normal;font-display:swap}
@font-face{font-family:'Inter';src:url('../assets/fonts/inter-600.woff2') format('woff2');font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:'Inter';src:url('../assets/fonts/inter-700.woff2') format('woff2');font-weight:700;font-style:normal;font-display:swap}

/* ---------- Tokens ---------- */
:root{
  --navy:#000053;
  --navy-800:#050a52;
  --navy-700:#0a1566;
  --navy-600:#141c72;
  --sky:#9ccbff;          /* logo light blue */
  --sky-hover:#b7dbff;
  --sky-300:#cfe4ff;
  --sky-100:#eaf3ff;
  --sky-50:#f3f8ff;
  --ink:#0b1030;
  --muted:#5a6187;
  --muted-2:#7a80a3;
  --bg:#ffffff;
  --bg-soft:#f3f7fe;
  --bg-soft-2:#eef3fd;
  --line:#e5ebf8;
  --line-2:#d3def3;
  --white:#ffffff;
  --ok:#1fae7a;

  --radius:14px;
  --radius-lg:22px;
  --radius-xl:30px;
  --shadow-sm:0 1px 2px rgba(9,16,48,.06),0 2px 6px rgba(9,16,48,.05);
  --shadow:0 10px 30px -12px rgba(9,16,48,.18),0 4px 12px -6px rgba(9,16,48,.10);
  --shadow-lg:0 30px 60px -20px rgba(9,16,48,.28),0 12px 24px -12px rgba(9,16,48,.14);
  --shadow-navy:0 16px 36px -14px rgba(0,0,83,.45);

  --container:1200px;
  --gutter:clamp(20px,5vw,40px);
  --ease:cubic-bezier(.22,.61,.36,1);
  --font-display:'Jakarta','Inter',system-ui,sans-serif;
  --font-text:'Inter',system-ui,-apple-system,'Segoe UI',sans-serif;
}

/* ---------- Reset / base ---------- */
*,*::before,*::after{box-sizing:border-box}
*{margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{font-family:var(--font-text);color:var(--ink);background:var(--bg);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;overflow-x:hidden}
img,svg{display:block;max-width:100%}
img{height:auto}
a{color:inherit;text-decoration:none}
button{font:inherit;cursor:pointer;border:none;background:none;color:inherit}
ul{list-style:none}
h1,h2,h3,h4,h5{font-family:var(--font-display);color:var(--navy);line-height:1.12;font-weight:800;letter-spacing:-.02em}
strong{font-weight:700;color:var(--navy)}
:focus-visible{outline:3px solid var(--navy);outline-offset:3px;border-radius:6px}

/* ---------- Layout ---------- */
.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:var(--gutter)}
.container-wide{max-width:1320px}
.container-narrow{max-width:840px}
.section{padding:clamp(64px,9vw,120px) 0}
.section-sm{padding:clamp(48px,6vw,80px) 0}
.bg-soft{background:var(--bg-soft)}
.center{text-align:center}

.grid{display:grid;gap:clamp(18px,2.4vw,30px)}
.g-2{grid-template-columns:repeat(2,1fr)}
.g-3{grid-template-columns:repeat(3,1fr)}
.g-4{grid-template-columns:repeat(4,1fr)}
@media(max-width:960px){.g-3,.g-4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.g-2,.g-3,.g-4{grid-template-columns:1fr}}

/* ---------- Type helpers ---------- */
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-family:var(--font-display);font-weight:700;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);padding:7px 14px;border-radius:999px;background:var(--sky-100);border:1px solid var(--sky-300);margin-bottom:18px}
.eyebrow svg{width:15px;height:15px;flex-shrink:0;color:var(--navy)}
.eyebrow--light{color:var(--navy);background:var(--sky);border-color:var(--sky)}
.eyebrow--light svg{color:var(--navy)}
.h-xl{font-size:clamp(2.3rem,5.4vw,4rem)}
.h-lg{font-size:clamp(1.9rem,3.8vw,2.9rem)}
.h-md{font-size:clamp(1.4rem,2.4vw,1.9rem)}
.lead{font-size:clamp(1.05rem,1.6vw,1.24rem);color:var(--muted);line-height:1.7}
.muted{color:var(--muted)}
.section-head{max-width:720px;margin-bottom:clamp(36px,5vw,56px)}
.section-head.center{margin-inline:auto}

/* ---------- Buttons ---------- */
.btn{--pad-y:15px;--pad-x:26px;display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--font-display);font-weight:700;font-size:1rem;line-height:1;padding:var(--pad-y) var(--pad-x);border-radius:999px;transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s var(--ease),color .2s;white-space:nowrap}
.btn svg{width:18px;height:18px}
.btn-primary{background:var(--navy);color:#fff;box-shadow:var(--shadow-navy)}
.btn-primary:hover{background:var(--navy-700);transform:translateY(-2px);box-shadow:0 22px 44px -16px rgba(0,0,83,.6)}
.btn-sky{background:var(--sky);color:var(--navy);box-shadow:0 14px 30px -14px rgba(156,203,255,.9)}
.btn-sky:hover{background:var(--sky-hover);transform:translateY(-2px);box-shadow:0 20px 40px -14px rgba(156,203,255,1)}
.btn-light{background:#fff;color:var(--navy);box-shadow:var(--shadow)}
.btn-light:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}
.btn-outline{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--line-2)}
.btn-outline:hover{box-shadow:inset 0 0 0 1.5px var(--navy);transform:translateY(-2px)}
.btn-ghost-light{background:rgba(255,255,255,.08);color:#fff;box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.28)}
.btn-ghost-light:hover{background:rgba(255,255,255,.16);transform:translateY(-2px)}
.btn-sm{--pad-y:11px;--pad-x:18px;font-size:.92rem}
.btn-lg{--pad-y:18px;--pad-x:34px;font-size:1.06rem}
.btn-block{width:100%}

/* ---------- Top bar ---------- */
.topbar{background:var(--navy);color:rgba(255,255,255,.82);font-size:.86rem;border-bottom:1px solid rgba(255,255,255,.08)}
.topbar-inner{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:9px 0}
.topbar a{display:inline-flex;align-items:center;gap:7px;color:rgba(255,255,255,.85);font-weight:500}
.topbar a:hover{color:var(--sky)}
.topbar svg{width:15px;height:15px;color:var(--sky);flex-shrink:0}
.tb-item{display:inline-flex;align-items:center;gap:7px}
.tb-item svg{width:15px;height:15px;color:var(--sky);flex-shrink:0}
.tb-right{display:flex;gap:24px}
@media(max-width:720px){.topbar .tb-item{display:none}.topbar-inner{justify-content:center}.tb-right{gap:18px;font-size:.82rem}}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:60;transition:background .3s,box-shadow .3s,padding .3s;padding:16px 0;background:rgba(255,255,255,.72);backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid transparent}
.site-header.scrolled{background:rgba(255,255,255,.9);box-shadow:0 6px 24px -14px rgba(9,16,48,.25);border-bottom-color:var(--line);padding:10px 0}
.nav{display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;flex-shrink:0}
.brand img{height:34px;width:auto}
.site-header.scrolled .brand img{height:30px}
.nav-menu{display:flex;align-items:center;gap:4px;margin-left:auto}
.nav-link{position:relative;font-family:var(--font-display);font-weight:600;font-size:.98rem;color:var(--navy);padding:10px 15px;border-radius:10px;transition:color .2s,background .2s}
.nav-link:hover{background:var(--sky-100)}
.nav-link.active{background:var(--sky-100)}
.nav-actions{display:flex;align-items:center;gap:12px;margin-left:8px}

/* dropdown */
.has-drop{position:relative}
.drop-toggle{display:inline-flex;align-items:center;gap:6px}
.drop-toggle svg{width:14px;height:14px;transition:transform .25s}
.has-drop:hover .drop-toggle svg,.has-drop:focus-within .drop-toggle svg{transform:rotate(180deg)}
.drop-menu{position:absolute;top:calc(100% + 12px);left:50%;transform:translateX(-50%) translateY(8px);min-width:320px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-lg);padding:12px;opacity:0;visibility:hidden;transition:.25s var(--ease)}
.has-drop:hover .drop-menu,.has-drop:focus-within .drop-menu{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.drop-item{display:flex;gap:12px;align-items:flex-start;padding:11px 12px;border-radius:12px;transition:background .2s}
.drop-item:hover{background:var(--bg-soft)}
.drop-ic{width:38px;height:38px;flex:0 0 38px;border-radius:10px;display:grid;place-items:center;background:var(--sky);color:var(--navy)}
.drop-ic svg{width:20px;height:20px}
.drop-tt{font-family:var(--font-display);font-weight:700;font-size:.95rem;color:var(--navy)}
.drop-ds{font-size:.82rem;color:var(--muted);line-height:1.45}

/* burger */
.burger{display:none;width:46px;height:46px;border-radius:12px;background:var(--bg-soft);align-items:center;justify-content:center;flex-direction:column;gap:5px}
.burger span{width:20px;height:2px;background:var(--navy);border-radius:2px;transition:.3s}
.burger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* mobile drawer */
.mobile-nav{position:fixed;inset:0 0 0 auto;width:min(88vw,380px);background:#fff;z-index:80;transform:translateX(100%);transition:transform .35s var(--ease);box-shadow:var(--shadow-lg);display:flex;flex-direction:column;padding:24px;overflow-y:auto}
.mobile-nav.open{transform:translateX(0)}
.mobile-nav .m-top{display:flex;justify-content:space-between;align-items:center;margin-bottom:24px}
.mobile-nav .m-top img{height:30px}
.m-close{width:44px;height:44px;border-radius:12px;background:var(--bg-soft);display:grid;place-items:center;font-size:22px;color:var(--navy)}
.m-link{display:block;font-family:var(--font-display);font-weight:600;font-size:1.15rem;color:var(--navy);padding:14px 6px;border-bottom:1px solid var(--line)}
.m-sub{padding-left:14px}
.m-sub a{font-size:1rem;font-weight:500;color:var(--muted);padding:10px 6px;display:block}
.mobile-nav .btn{margin-top:22px}
.overlay{position:fixed;inset:0;background:rgba(6,10,40,.5);z-index:70;opacity:0;visibility:hidden;transition:.3s;backdrop-filter:blur(2px)}
.overlay.show{opacity:1;visibility:visible}
body.no-scroll{overflow:hidden}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;background:var(--navy);color:#fff;padding:clamp(70px,10vw,120px) 0 clamp(80px,10vw,130px)}
.hero::before{content:"";position:absolute;inset:0;background:radial-gradient(58% 55% at 82% 8%,rgba(156,203,255,.16),transparent 60%)}
.hero::after{content:"";position:absolute;inset:0;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Cpath d='M60 0H0v60' fill='none' stroke='%23ffffff' stroke-opacity='0.05' stroke-width='1'/%3E%3C/svg%3E");opacity:.6}
.hero .container{position:relative;z-index:2}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:clamp(30px,5vw,64px);align-items:center}
@media(max-width:920px){.hero-grid{grid-template-columns:1fr;gap:44px}}
.hero h1{color:#fff;font-size:clamp(2.4rem,5.6vw,4.05rem);margin-bottom:22px}
.hero h1 .hl{color:var(--sky)}
.hero-lead{font-size:clamp(1.08rem,1.7vw,1.3rem);color:rgba(255,255,255,.82);max-width:560px;margin-bottom:32px}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:34px}
.hero-badges{display:flex;flex-wrap:wrap;gap:12px 26px}
.hero-badge{display:flex;align-items:center;gap:9px;font-size:.95rem;color:rgba(255,255,255,.85);font-weight:500}
.hero-badge svg{width:20px;height:20px;color:var(--sky);flex-shrink:0}

/* hero visual */
.hero-visual{position:relative;min-height:380px}
.hero-photo{border-radius:var(--radius-xl);overflow:hidden;box-shadow:var(--shadow-lg);border:1px solid rgba(255,255,255,.12);position:relative;background:var(--navy-600)}
.hero-photo img{width:100%;height:100%;object-fit:cover;aspect-ratio:4/3.4}
.float-card{position:absolute;background:#fff;border-radius:16px;box-shadow:var(--shadow-lg);padding:16px 18px;display:flex;align-items:center;gap:13px;animation:floaty 6s ease-in-out infinite}
.float-card .fc-ic{width:44px;height:44px;border-radius:12px;display:grid;place-items:center;flex-shrink:0;background:var(--sky);color:var(--navy)}
.float-card .fc-ic svg{width:22px;height:22px}
.float-card .fc-num{font-family:var(--font-display);font-weight:800;color:var(--navy);font-size:1.25rem;line-height:1}
.float-card .fc-lb{display:block;font-size:.78rem;color:var(--muted);font-weight:500;margin-top:3px}
.fc-1{top:8%;left:-6%;animation-delay:0s}
.fc-2{bottom:9%;right:-5%;animation-delay:1.5s}
@media(max-width:920px){.fc-1{left:2%}.fc-2{right:2%}}
@keyframes floaty{0%,100%{transform:translateY(0)}50%{transform:translateY(-12px)}}
@media (prefers-reduced-motion:reduce){.float-card{animation:none}}

/* ---------- Offer bar ---------- */
.offer-bar{background:var(--sky)}
.offer-inner{display:flex;align-items:center;gap:20px 28px;padding:22px 0;flex-wrap:wrap;justify-content:center;text-align:center}
.offer-badge{font-family:var(--font-display);font-weight:800;font-size:.74rem;letter-spacing:.1em;text-transform:uppercase;background:var(--navy);color:#fff;padding:8px 16px;border-radius:999px;flex-shrink:0}
.offer-inner p{color:var(--navy);font-size:clamp(1rem,1.7vw,1.18rem);font-weight:500;margin:0;max-width:640px}
.offer-inner p strong{font-weight:800}
.offer-inner .btn{flex-shrink:0}
@media(max-width:760px){.offer-inner{flex-direction:column;gap:14px}}

/* ---------- Campaign block ---------- */
.campaign{padding:clamp(40px,6vw,72px) 0;background:var(--bg-soft)}
.campaign-card{background:var(--navy);color:#fff;border-radius:var(--radius-xl);padding:clamp(28px,4vw,52px);display:grid;grid-template-columns:1.15fr .85fr;gap:clamp(28px,4vw,52px);position:relative;overflow:hidden;box-shadow:var(--shadow-lg)}
.campaign-card::before{content:"";position:absolute;inset:0;background:radial-gradient(45% 75% at 100% 0%,rgba(156,203,255,.16),transparent 60%)}
.campaign-card::after{content:"";position:absolute;inset:0;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='60' height='60'%3E%3Cpath d='M60 0H0v60' fill='none' stroke='%23ffffff' stroke-opacity='0.04' stroke-width='1'/%3E%3C/svg%3E")}
.campaign-card>*{position:relative;z-index:2}
@media(max-width:900px){.campaign-card{grid-template-columns:1fr;gap:28px}}
.campaign-left h2{color:#fff;font-size:clamp(1.6rem,3vw,2.35rem);margin-bottom:14px}
.campaign-left>p{color:rgba(255,255,255,.8);margin-bottom:24px;font-size:1.02rem}
.campaign-offers{display:grid;gap:14px}
.offer-item{display:flex;gap:16px;align-items:flex-start;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:16px;padding:18px 20px}
.offer-ic{width:46px;height:46px;flex:0 0 46px;border-radius:12px;background:var(--sky);color:var(--navy);display:grid;place-items:center}
.offer-ic svg{width:24px;height:24px}
.offer-item strong{display:block;color:#fff;font-family:var(--font-display);font-size:1.06rem;margin-bottom:5px}
.offer-item span{color:rgba(255,255,255,.78);font-size:.95rem;line-height:1.55;display:block}
.offer-item b{color:var(--sky);font-weight:700}
.campaign-form{background:#fff;border-radius:var(--radius-lg);padding:clamp(24px,3vw,32px);box-shadow:var(--shadow-lg);align-self:start}
.campaign-form .cf-title{font-size:1.32rem;margin-bottom:4px}
.campaign-form .cf-note{color:var(--muted);font-size:.92rem;margin-bottom:20px}
.campaign-form .field{margin-bottom:14px}
.campaign-form .cf-fine{font-size:.8rem;color:var(--muted);text-align:center;margin-top:14px}

/* ---------- Trust strip ---------- */
.trust{border-bottom:1px solid var(--line)}
.trust-inner{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:14px 40px;padding:26px 0}
.trust-item{display:flex;align-items:center;gap:10px;color:var(--muted);font-weight:600;font-size:.95rem}
.trust-item svg{width:22px;height:22px;color:var(--navy)}

/* ---------- Stats ---------- */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:clamp(16px,3vw,34px)}
@media(max-width:760px){.stats{grid-template-columns:repeat(2,1fr)}}
.stat{text-align:center}
.stat .num{font-family:var(--font-display);font-weight:800;color:var(--navy);font-size:clamp(2.2rem,4.6vw,3.2rem);line-height:1;letter-spacing:-.03em}
.stat .num .suf{color:var(--navy)}
.stat .lb{color:var(--muted);font-weight:500;margin-top:10px;font-size:.98rem}
.stats--onDark .stat .num{color:#fff}.stats--onDark .stat .num .suf{color:var(--sky)}.stats--onDark .stat .lb{color:rgba(255,255,255,.7)}

/* ---------- Cards: services ---------- */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(24px,3vw,34px);transition:transform .3s var(--ease),box-shadow .3s var(--ease),border-color .3s;position:relative;overflow:hidden}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);border-color:transparent}
.svc-ic{width:58px;height:58px;border-radius:16px;display:grid;place-items:center;background:var(--sky);color:var(--navy);margin-bottom:20px}
.svc-ic svg{width:28px;height:28px}
.card h3{font-size:1.28rem;margin-bottom:12px}
.card p{color:var(--muted);font-size:1rem;margin-bottom:18px}
.card-link{display:inline-flex;align-items:center;gap:7px;font-family:var(--font-display);font-weight:700;color:var(--navy);font-size:.95rem}
.card-link svg{width:17px;height:17px;transition:transform .25s}
.card:hover .card-link svg{transform:translateX(4px)}
.card::after{content:"";position:absolute;top:0;left:0;right:0;height:4px;background:var(--sky);transform:scaleX(0);transform-origin:left;transition:transform .35s var(--ease)}
.card:hover::after{transform:scaleX(1)}

/* feature (why us) */
.feature{display:flex;gap:18px;align-items:flex-start}
.feature .f-ic{width:52px;height:52px;flex:0 0 52px;border-radius:14px;display:grid;place-items:center;background:var(--sky-100);color:var(--navy)}
.feature .f-ic svg{width:26px;height:26px}
.feature h3{font-size:1.18rem;margin-bottom:8px}
.feature p{color:var(--muted);font-size:.98rem}

/* steps */
.steps{counter-reset:step;display:grid;gap:clamp(20px,3vw,30px)}
.step{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:32px 28px 28px}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);position:absolute;top:-18px;left:26px;font-family:var(--font-display);font-weight:800;font-size:1.05rem;color:#fff;background:var(--navy);width:46px;height:46px;border-radius:12px;display:grid;place-items:center;box-shadow:var(--shadow-navy)}
.step h3{font-size:1.18rem;margin:14px 0 10px}
.step p{color:var(--muted);font-size:.97rem}

/* ---------- Split feature block ---------- */
.split{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,5vw,64px);align-items:center}
@media(max-width:900px){.split{grid-template-columns:1fr;gap:36px}.split.rev .split-media{order:-1}}
.split-media{position:relative}
.split-media img{width:100%;border-radius:var(--radius-xl);box-shadow:var(--shadow-lg);object-fit:cover;aspect-ratio:4/3.2;background:var(--sky-100)}
.split-media .badge-float{position:absolute;bottom:-22px;left:-22px;background:#fff;border-radius:18px;box-shadow:var(--shadow-lg);padding:18px 22px;max-width:230px}
@media(max-width:520px){.split-media .badge-float{left:10px;bottom:-16px;max-width:200px}}
.split-media .badge-float .bf-num{font-family:var(--font-display);font-weight:800;font-size:1.9rem;color:var(--navy);line-height:1}
.split-media .badge-float .bf-lb{font-size:.86rem;color:var(--muted);margin-top:4px}
.check-list{display:grid;gap:14px;margin-top:8px}
.check-list li{display:flex;gap:12px;align-items:flex-start;font-size:1.02rem;color:var(--ink)}
.check-list li svg{width:24px;height:24px;flex-shrink:0;color:var(--ok);margin-top:1px}

/* ---------- Testimonials ---------- */
.tcard{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow-sm);display:flex;flex-direction:column;height:100%}
.tcard .quote-mark{font-family:var(--font-display);font-size:3.4rem;line-height:.6;color:var(--sky);font-weight:800;margin-bottom:8px}
.tcard p{color:var(--ink);font-size:1.04rem;line-height:1.7;flex:1}
.tcard .t-author{display:flex;align-items:center;gap:14px;margin-top:22px;padding-top:20px;border-top:1px solid var(--line)}
.t-avatar{width:50px;height:50px;border-radius:50%;background:var(--sky);color:var(--navy);display:grid;place-items:center;font-family:var(--font-display);font-weight:800;font-size:1.15rem;flex-shrink:0}
.t-name{font-family:var(--font-display);font-weight:700;color:var(--navy);font-size:1rem}
.t-role{font-size:.85rem;color:var(--muted)}
.stars{display:flex;gap:3px;margin-bottom:14px;color:#f5b53d}
.stars svg{width:18px;height:18px}

/* ---------- FAQ ---------- */
.faq{max-width:840px;margin-inline:auto;display:grid;gap:14px}
.faq-item{border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden;transition:box-shadow .3s,border-color .3s}
.faq-item.open{box-shadow:var(--shadow);border-color:var(--line-2)}
.faq-q{width:100%;display:flex;align-items:center;justify-content:space-between;gap:18px;text-align:left;padding:22px 24px;font-family:var(--font-display);font-weight:700;color:var(--navy);font-size:1.08rem}
.faq-q .fq-ic{flex:0 0 30px;width:30px;height:30px;border-radius:9px;background:var(--sky-100);color:var(--navy);display:grid;place-items:center;transition:transform .3s,background .3s}
.faq-q .fq-ic svg{width:16px;height:16px}
.faq-item.open .fq-ic{background:var(--navy);color:#fff;transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .4s var(--ease)}
.faq-a-inner{padding:0 24px 24px;color:var(--muted);font-size:1rem;line-height:1.7}

/* ---------- Pricing ---------- */
.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(18px,2.5vw,28px);align-items:start}
@media(max-width:960px){.price-grid{grid-template-columns:1fr;max-width:560px;margin-inline:auto}}
.price-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-xl);padding:34px 30px;position:relative;transition:transform .3s var(--ease),box-shadow .3s}
.price-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.price-card.featured{background:var(--navy);color:#fff;border-color:transparent;box-shadow:var(--shadow-lg);padding-top:40px}
.price-card.featured h3,.price-card.featured .price-amt{color:#fff}
.price-tag{position:absolute;top:-14px;left:50%;right:auto;transform:translateX(-50%);font-family:var(--font-display);font-weight:800;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;background:var(--sky);color:var(--navy);padding:7px 16px;border-radius:999px;white-space:nowrap;box-shadow:var(--shadow)}
.price-card h3{font-size:1.3rem;margin-bottom:6px}
.price-plan-sub{color:var(--muted);font-size:.92rem;margin-bottom:22px}
.price-card.featured .price-plan-sub{color:rgba(255,255,255,.7)}
.price-amt{font-family:var(--font-display);font-weight:800;color:var(--navy);font-size:2.7rem;line-height:1;letter-spacing:-.03em}
.price-amt small{font-size:1rem;font-weight:600;color:var(--muted)}
.price-card.featured .price-amt small{color:var(--sky)}
.price-pre{font-size:.82rem;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;font-weight:600;margin-bottom:6px}
.price-card.featured .price-pre{color:var(--sky)}
.price-feats{display:grid;gap:13px;margin:26px 0 28px}
.price-feats li{display:flex;gap:11px;align-items:flex-start;font-size:.97rem}
.price-feats li svg{width:20px;height:20px;flex-shrink:0;color:var(--ok);margin-top:2px}
.price-card.featured .price-feats li svg{color:var(--sky)}

/* pricing table */
.ptable{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm)}
.ptable th{background:var(--bg-soft);font-family:var(--font-display);font-weight:700;color:var(--navy);text-align:left;padding:18px 22px;font-size:.95rem}
.ptable td{padding:16px 22px;border-top:1px solid var(--line);font-size:1rem;color:var(--ink);vertical-align:top}
.ptable td:last-child,.ptable th:last-child{text-align:right;white-space:nowrap;font-weight:700;color:var(--navy);font-family:var(--font-display)}
.ptable tr:hover td{background:var(--bg-soft)}
.ptable .svc-name{color:var(--navy);font-weight:600}
@media(max-width:640px){.ptable th,.ptable td{padding:13px 15px;font-size:.92rem}.ptable td:last-child,.ptable th:last-child{white-space:normal;word-break:break-word;width:42%}}

/* ---------- Calculator (1:1 myfinance.ee) ---------- */
.calc-sec{background:#eef6ff}
.calc-title{text-align:center;font-size:clamp(2rem,4.4vw,3.4rem);margin-bottom:clamp(32px,4.5vw,58px)}
.mfc{display:grid;grid-template-columns:minmax(0,1fr) 44px minmax(260px,.6fr);gap:0 clamp(16px,2.4vw,34px);align-items:stretch}
.mfc-rows{display:grid;gap:18px;min-width:0}
.mfc-row>*{min-width:0}
.mfc-result{min-width:0}
.mfc-row{display:grid;grid-template-columns:minmax(150px,.95fr) minmax(170px,1.25fr) 104px;align-items:center;gap:clamp(14px,2vw,30px)}
.mfc-label{font-family:var(--font-display);font-weight:700;color:var(--navy);font-size:1.06rem;line-height:1.3}
.mfc-label small{display:block;font-family:var(--font-text);font-weight:500;font-size:.84rem;color:var(--ink);margin-top:3px}
.mfc-range{--p:0%;-webkit-appearance:none;appearance:none;width:100%;height:14px;margin:0;border-radius:999px;cursor:pointer;outline:none;background:linear-gradient(to right,var(--navy) 0,var(--navy) var(--p),#dbe6f5 var(--p),#dbe6f5 100%)}
.mfc-range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:46px;height:46px;border-radius:50%;border:0;cursor:grab;transition:transform .12s;box-shadow:0 4px 14px rgba(9,16,48,.2);background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000053' stroke-width='2.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='9 6 3 12 9 18'/%3E%3Cpolyline points='15 6 21 12 15 18'/%3E%3C/svg%3E") center/19px no-repeat}
.mfc-range:active::-webkit-slider-thumb{cursor:grabbing;transform:scale(1.07)}
.mfc-range::-moz-range-track{height:14px;border-radius:999px;background:#dbe6f5}
.mfc-range::-moz-range-progress{height:14px;border-radius:999px;background:var(--navy)}
.mfc-range::-moz-range-thumb{width:46px;height:46px;border-radius:50%;border:0;cursor:grab;box-shadow:0 4px 14px rgba(9,16,48,.2);background:#fff url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23000053' stroke-width='2.8' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='9 6 3 12 9 18'/%3E%3Cpolyline points='15 6 21 12 15 18'/%3E%3C/svg%3E") center/19px no-repeat}
.mfc-range:focus-visible{outline:3px solid var(--sky);outline-offset:8px}
.mfc-num{width:104px;height:64px;border:1px solid #e3ebf6;border-radius:10px;background:#fff;font-family:var(--font-display);font-weight:700;font-size:1.35rem;color:var(--ink);padding:0 18px;-moz-appearance:textfield;appearance:textfield;box-shadow:0 1px 2px rgba(9,16,48,.05)}
.mfc-num::-webkit-outer-spin-button,.mfc-num::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
.mfc-num:focus{outline:none;border-color:var(--sky);box-shadow:0 0 0 3px rgba(156,203,255,.55)}
.mfc-yes{display:flex;align-items:center}
.mfc-switch{position:relative;display:inline-block;width:92px;height:52px;justify-self:start}
.mfc-switch input{position:absolute;opacity:0;width:0;height:0}
.mfc-switch span{position:absolute;inset:0;background:#c8d5e8;border-radius:999px;cursor:pointer;transition:background .25s}
.mfc-switch span::before{content:"";position:absolute;width:40px;height:40px;left:6px;top:6px;background:#fff;border-radius:50%;transition:transform .25s var(--ease);box-shadow:0 2px 6px rgba(0,0,0,.22)}
.mfc-switch input:checked+span{background:var(--navy)}
.mfc-switch input:checked+span::before{transform:translateX(40px)}
.mfc-switch input:focus-visible+span{outline:3px solid var(--sky);outline-offset:3px}
.mfc-brace{display:flex;align-items:stretch;padding:2px 0}
.mfc-brace svg{width:100%;height:100%;overflow:visible}
.mfc-brace path{fill:none;stroke:var(--sky);stroke-width:4;stroke-linecap:round;stroke-linejoin:round}
.mfc-result{display:flex;flex-direction:column;justify-content:center;padding:8px 0}
.mfc-sum-lbl{font-family:var(--font-display);font-weight:800;color:var(--navy);font-size:clamp(1.5rem,2.4vw,2.1rem);line-height:1.1}
.mfc-sum{font-family:var(--font-display);font-weight:800;color:var(--navy);font-size:clamp(3.2rem,6vw,5.4rem);line-height:1;letter-spacing:-.02em;margin:10px 0 12px;white-space:nowrap}
.mfc-vat{font-family:var(--font-display);font-weight:700;color:var(--navy);font-size:1.15rem;margin-bottom:12px}
.mfc-vat::before{content:"";display:inline-block;width:10px;height:10px;border-radius:50%;background:var(--sky);margin-right:9px;vertical-align:1px}
.mfc-note{color:var(--muted);font-size:.95rem;line-height:1.6;margin:0}
.mfc-foot{margin-top:clamp(32px,4.5vw,52px);display:grid;gap:10px}
.mfc-nb,.mfc-ask{font-family:var(--font-display);font-weight:700;color:var(--ink);font-size:clamp(1.05rem,1.7vw,1.4rem);margin:0;line-height:1.35}
.mfc-nb span{color:#e9a91b;margin-right:6px}
.mfc-ask a{color:var(--navy);text-decoration:underline;text-decoration-color:var(--sky);text-decoration-thickness:3px;text-underline-offset:5px}
@media(max-width:1100px){
  .mfc{grid-template-columns:minmax(0,1fr);gap:26px}
  .mfc-brace{display:none}
  .mfc-result{background:#fff;border-radius:var(--radius-lg);padding:28px;box-shadow:var(--shadow);text-align:center;align-items:center}
}
@media(max-width:640px){
  .mfc-row{grid-template-columns:minmax(0,1fr) 84px;grid-template-areas:"l l" "r n";gap:10px 16px;background:#fff;border-radius:14px;padding:14px 16px}
  .mfc-row .mfc-label{grid-area:l}
  .mfc-row .mfc-range{grid-area:r}
  .mfc-row .mfc-num{grid-area:n;width:84px;height:52px;font-size:1.2rem;padding:0 12px}
  .mfc-row--toggle{grid-template-columns:minmax(0,1fr) auto 70px;grid-template-areas:"l s n";align-items:center}
  .mfc-row--toggle .mfc-switch{grid-area:s;width:76px;height:44px}
  .mfc-row--toggle .mfc-switch span::before{width:34px;height:34px;left:5px;top:5px}
  .mfc-row--toggle .mfc-switch input:checked+span::before{transform:translateX(32px)}
  .mfc-row--toggle .mfc-num{width:70px}
  .mfc-range::-webkit-slider-thumb{width:40px;height:40px}
  .mfc-rows{gap:12px}
}

/* ---------- Team ---------- */
.team-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden;text-align:center;transition:transform .3s var(--ease),box-shadow .3s}
.team-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg)}
.team-photo{aspect-ratio:350/430;overflow:hidden;background:var(--sky-100)}
.team-photo img{width:100%;height:100%;object-fit:cover;object-position:center 20%;transition:transform .6s var(--ease)}
.team-card:hover .team-photo img{transform:scale(1.04)}
.team-body{padding:22px 18px 26px}
.team-card h3{font-size:1.2rem;margin-bottom:4px}
.team-role{color:var(--navy);font-weight:600;font-size:.92rem;margin-bottom:16px}
.team-contact{display:grid;gap:8px;font-size:.9rem}
.team-contact a{color:var(--muted);display:inline-flex;gap:8px;align-items:center;justify-content:center;transition:color .2s;word-break:break-all}
.team-contact a:hover{color:var(--navy)}
.team-contact svg{width:16px;height:16px;color:var(--navy);flex-shrink:0}

/* ---------- Certificates ---------- */
.certs-sec{background:var(--bg-soft)}
.certs-grid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(30px,5vw,70px);align-items:center}
@media(max-width:900px){.certs-grid{grid-template-columns:1fr}}
.certs-copy .check-list{margin:22px 0 28px}
.certs-docs{position:relative;display:flex;justify-content:center;align-items:center;min-height:420px;padding:24px 0}
.cert-doc{display:block;width:min(46%,260px);background:#fff;border-radius:10px;box-shadow:var(--shadow-lg);overflow:hidden;border:1px solid var(--line);transition:transform .35s var(--ease),box-shadow .35s}
.cert-doc img{width:100%;height:auto;display:block}
.cert-doc.cd-1{transform:rotate(-5deg) translateX(16px);z-index:2}
.cert-doc.cd-2{transform:rotate(4deg) translate(-16px,26px);z-index:1}
.cert-doc:hover{transform:rotate(0) scale(1.04);z-index:3}
.certs-medal{position:absolute;width:clamp(96px,12vw,140px);height:auto;right:4%;top:-6px;z-index:4;filter:drop-shadow(0 10px 22px rgba(9,16,48,.3));pointer-events:none}
.certs-page .cert-full{display:grid;grid-template-columns:1fr 1fr;gap:clamp(20px,3vw,40px)}
@media(max-width:760px){.certs-page .cert-full{grid-template-columns:1fr}}
.cert-full figure{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:16px;box-shadow:var(--shadow);margin:0}
.cert-full a{display:block;border-radius:8px;overflow:hidden}
.cert-full img{width:100%;height:auto;display:block}
.cert-full figcaption{font-family:var(--font-display);font-weight:700;color:var(--navy);text-align:center;padding:14px 6px 4px}
.cert-full figcaption span{display:block;font-family:var(--font-text);font-weight:400;color:var(--muted);font-size:.9rem;margin-top:4px}

/* ---------- Footer certificates ---------- */
.footer-certs{position:relative;z-index:2;display:grid;grid-template-columns:auto 1fr auto;gap:22px;align-items:center;padding:26px 0;border-top:1px solid rgba(255,255,255,.12)}
.fc-medal img{width:72px;height:72px;display:block}
.fc-text h4{color:#fff;font-family:var(--font-display);font-size:1.05rem;margin-bottom:4px}
.fc-text p{font-size:.92rem;margin:0;color:rgba(255,255,255,.72)}
.fc-text b{color:var(--sky);font-weight:700}
.fc-docs{display:flex;gap:12px}
.fc-doc{display:block;width:84px;border-radius:6px;overflow:hidden;background:#fff;box-shadow:0 8px 20px rgba(0,0,0,.3);transition:transform .25s}
.fc-doc:hover{transform:translateY(-4px)}
.fc-doc img{width:100%;height:auto;display:block}
@media(max-width:760px){.footer-certs{grid-template-columns:auto 1fr}.fc-docs{grid-column:1/-1}}

/* ---------- Trust badges (topbar, hero) ---------- */
.tb-trust{display:inline-flex;align-items:center;gap:8px}
.tb-trust img{width:20px;height:20px;display:block}
.tb-trust b{color:var(--sky);font-weight:700}
a.float-card{color:inherit}
.float-card .fc-medal{width:44px;height:44px;flex-shrink:0;display:block}

/* ---------- Lightbox ---------- */
.lightbox{position:fixed;inset:0;z-index:120;background:rgba(3,6,30,.86);display:flex;align-items:center;justify-content:center;padding:24px;backdrop-filter:blur(3px)}
.lightbox[hidden]{display:none}
.lightbox figure{max-width:min(860px,94vw);display:flex;flex-direction:column;align-items:center;gap:12px;margin:0}
.lightbox img{max-width:100%;max-height:84vh;border-radius:8px;box-shadow:var(--shadow-lg);background:#fff}
.lightbox figcaption{color:#fff;font-family:var(--font-display);font-weight:600;text-align:center}
.lb-close{position:absolute;top:16px;right:18px;width:48px;height:48px;border-radius:12px;background:rgba(255,255,255,.12);color:#fff;font-size:28px;display:grid;place-items:center;line-height:1}
.lb-close:hover{background:rgba(255,255,255,.22)}

/* nav fit with 5 items */
@media(max-width:1260px) and (min-width:1041px){.nav-link{padding:10px 10px;font-size:.94rem}.nav-actions .btn-sm{--pad-x:14px}}

/* ---------- CTA band ---------- */
.cta-band{position:relative;overflow:hidden;background:var(--navy);color:#fff;border-radius:var(--radius-xl);padding:clamp(44px,6vw,72px);text-align:center}
.cta-band::before{content:"";position:absolute;inset:0;background:radial-gradient(50% 80% at 50% 0%,rgba(156,203,255,.16),transparent 65%)}
.cta-band>*{position:relative;z-index:2}
.cta-band h2{color:#fff;font-size:clamp(1.8rem,3.6vw,2.7rem);margin-bottom:16px}
.cta-band p{color:rgba(255,255,255,.82);max-width:620px;margin:0 auto 30px;font-size:1.1rem}
.cta-actions{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}

/* ---------- Page hero (inner) ---------- */
.page-hero{position:relative;overflow:hidden;background:var(--navy);color:#fff;padding:clamp(60px,8vw,100px) 0 clamp(56px,7vw,88px)}
.page-hero::before{content:"";position:absolute;inset:0;background:radial-gradient(55% 60% at 85% 5%,rgba(156,203,255,.14),transparent 60%)}
.page-hero .container{position:relative;z-index:2}
.page-hero h1{color:#fff;font-size:clamp(2.1rem,4.6vw,3.3rem);margin-bottom:18px;max-width:800px}
.page-hero p{color:rgba(255,255,255,.82);font-size:clamp(1.05rem,1.6vw,1.25rem);max-width:640px}
.breadcrumb{display:flex;gap:8px;align-items:center;font-size:.9rem;color:rgba(255,255,255,.6);margin-bottom:22px;flex-wrap:wrap}
.breadcrumb a{color:var(--sky);font-weight:500}
.breadcrumb svg{width:14px;height:14px;opacity:.6}
.page-hero .hero-cta{margin-top:30px;margin-bottom:0}

/* prose */
.prose{max-width:760px}
.prose h2{font-size:clamp(1.5rem,2.6vw,2rem);margin:44px 0 16px}
.prose h3{font-size:1.3rem;margin:32px 0 12px}
.prose p{color:var(--ink);margin-bottom:18px;font-size:1.06rem;line-height:1.75}
.prose ul{display:grid;gap:12px;margin:8px 0 24px}
.prose ul li{display:flex;gap:12px;align-items:flex-start;color:var(--ink)}
.prose ul li svg{width:22px;height:22px;flex-shrink:0;color:var(--ok);margin-top:3px}
.prose a{color:var(--navy);font-weight:600;text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--sky)}
.prose strong{color:var(--navy)}

/* ---------- Forms ---------- */
.form-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius-xl);box-shadow:var(--shadow-lg);padding:clamp(26px,4vw,44px)}
.field{margin-bottom:18px}
.field label{display:block;font-family:var(--font-display);font-weight:600;font-size:.92rem;color:var(--navy);margin-bottom:8px}
.field .req{color:var(--navy)}
.input,.textarea,select.input{width:100%;padding:14px 16px;border:1.5px solid var(--line-2);border-radius:12px;font:inherit;font-size:1rem;color:var(--ink);background:var(--bg-soft);transition:border-color .2s,background .2s,box-shadow .2s}
.input:focus,.textarea:focus,select.input:focus{outline:none;border-color:var(--navy);background:#fff;box-shadow:0 0 0 4px rgba(0,0,83,.1)}
.textarea{min-height:120px;resize:vertical}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:560px){.form-row{grid-template-columns:1fr}}
.field-hint{font-size:.84rem;color:var(--muted);margin-top:6px}

/* service checkboxes */
.svc-picker{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:8px}
@media(max-width:560px){.svc-picker{grid-template-columns:1fr}}
.svc-opt{position:relative;display:flex;gap:12px;align-items:center;padding:16px;border:1.5px solid var(--line-2);border-radius:14px;cursor:pointer;transition:.2s;background:var(--bg-soft)}
.svc-opt:hover{border-color:var(--sky)}
.svc-opt input{position:absolute;opacity:0;pointer-events:none}
.svc-opt .cbox{width:24px;height:24px;border-radius:7px;border:2px solid var(--line-2);flex-shrink:0;display:grid;place-items:center;transition:.2s;color:#fff}
.svc-opt .cbox svg{width:15px;height:15px;opacity:0;transition:opacity .2s}
.svc-opt input:checked~.cbox{background:var(--navy);border-color:var(--navy)}
.svc-opt input:checked~.cbox svg{opacity:1}
.svc-opt:has(input:checked){border-color:var(--navy);background:var(--sky-100)}
.svc-opt .so-tt{font-family:var(--font-display);font-weight:600;font-size:.98rem;color:var(--navy)}

/* wizard */
.wizard-steps{display:flex;gap:8px;margin-bottom:30px}
.wz-dot{flex:1;height:6px;border-radius:999px;background:var(--line-2);transition:background .3s}
.wz-dot.active{background:var(--navy)}
.wz-panel{display:none;animation:fade .4s var(--ease)}
.wz-panel.active{display:block}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.wz-nav{display:flex;justify-content:space-between;gap:12px;margin-top:26px}
.wz-head{margin-bottom:22px}
.wz-head .wz-num{font-family:var(--font-display);font-weight:700;color:var(--navy);font-size:.85rem;letter-spacing:.08em;text-transform:uppercase}
.wz-head h3{font-size:1.5rem;margin-top:6px}
.form-success{display:none;text-align:center;padding:30px 10px}
.form-success.show{display:block;animation:fade .4s}
.form-success .fs-ic{width:76px;height:76px;border-radius:50%;background:var(--sky-100);color:var(--ok);display:grid;place-items:center;margin:0 auto 20px}
.form-success .fs-ic svg{width:40px;height:40px}

/* contact info tiles */
.info-tile{display:flex;gap:16px;align-items:flex-start;background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:24px}
.info-tile .it-ic{width:52px;height:52px;flex:0 0 52px;border-radius:14px;display:grid;place-items:center;background:var(--sky);color:var(--navy)}
.info-tile .it-ic svg{width:24px;height:24px}
.info-tile .it-lb{font-size:.82rem;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;font-weight:600;margin-bottom:4px}
.info-tile .it-val{font-family:var(--font-display);font-weight:700;color:var(--navy);font-size:1.08rem;word-break:break-word}
.info-tile .it-val a:hover{color:var(--navy)}
.map-wrap{border-radius:var(--radius-xl);overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line);min-height:340px}
.map-wrap iframe{width:100%;height:100%;min-height:340px;border:0;display:block}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy);color:rgba(255,255,255,.72);position:relative;overflow:hidden}
.site-footer::before{content:"";position:absolute;inset:0;background:radial-gradient(40% 60% at 92% 0%,rgba(156,203,255,.12),transparent 60%)}
.footer-inner{position:relative;z-index:2;display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:clamp(28px,4vw,50px);padding:clamp(56px,7vw,84px) 0 40px}
@media(max-width:900px){.footer-inner{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.footer-inner{grid-template-columns:1fr}}
.footer-brand img{height:36px;margin-bottom:18px}
.footer-brand p{font-size:.96rem;line-height:1.7;max-width:320px;margin-bottom:20px}
.footer-social{display:flex;gap:10px}
.footer-social a{width:42px;height:42px;border-radius:11px;background:rgba(255,255,255,.08);display:grid;place-items:center;color:#fff;transition:.25s}
.footer-social a:hover{background:var(--sky);color:var(--navy);transform:translateY(-3px)}
.footer-social svg{width:19px;height:19px}
.footer-col h4{color:#fff;font-size:1rem;margin-bottom:18px;font-family:var(--font-display);font-weight:700}
.footer-col ul{display:grid;gap:11px}
.footer-col a{font-size:.95rem;transition:color .2s;color:rgba(255,255,255,.72)}
.footer-col a:hover{color:var(--sky)}
.footer-contact li{display:flex;gap:10px;align-items:flex-start;font-size:.95rem;margin-bottom:12px}
.footer-contact svg{width:18px;height:18px;color:var(--sky);flex-shrink:0;margin-top:2px}
.footer-bottom{position:relative;z-index:2;border-top:1px solid rgba(255,255,255,.12);padding:22px 0;display:flex;flex-wrap:wrap;gap:12px 24px;justify-content:space-between;align-items:center;font-size:.88rem}
.footer-bottom a:hover{color:var(--sky)}
.footer-bottom .fb-links{display:flex;gap:20px;flex-wrap:wrap}

/* ---------- Back to top ---------- */
.to-top{position:fixed;right:22px;bottom:22px;width:50px;height:50px;border-radius:14px;background:var(--navy);color:#fff;display:grid;place-items:center;box-shadow:var(--shadow-navy);z-index:50;opacity:0;visibility:hidden;transform:translateY(14px);transition:.3s}
.to-top.show{opacity:1;visibility:visible;transform:none}
.to-top:hover{transform:translateY(-3px);background:var(--navy-700)}
.to-top svg{width:22px;height:22px}

/* ---------- Cookie ---------- */
.cookie{position:fixed;left:22px;bottom:22px;max-width:400px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-lg);padding:22px 24px;z-index:90;transform:translateY(140%);transition:transform .5s var(--ease)}
.cookie.show{transform:none}
.cookie p{font-size:.92rem;color:var(--muted);margin-bottom:14px}
.cookie .c-actions{display:flex;gap:10px}
@media(max-width:520px){.cookie{left:14px;right:14px;max-width:none}}

/* ---------- Reveal ---------- */
.reveal{opacity:0;transform:translateY(28px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
.reveal.in{opacity:1;transform:none}
.reveal[data-d="1"]{transition-delay:.08s}
.reveal[data-d="2"]{transition-delay:.16s}
.reveal[data-d="3"]{transition-delay:.24s}
.reveal[data-d="4"]{transition-delay:.32s}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

/* ---------- Responsive nav visibility ---------- */
@media(max-width:1040px){
  .nav-menu,.nav-actions .btn{display:none}
  .burger{display:flex}
  .nav-actions{margin-left:0}
}
@media(min-width:1041px){.mobile-nav,.overlay{display:none}}

/* misc */
.divider{height:1px;background:var(--line);border:0;margin:0}
.pill-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}
.pill{background:var(--sky-100);color:var(--navy);border:1px solid var(--sky-300);border-radius:999px;padding:8px 16px;font-weight:600;font-size:.9rem;font-family:var(--font-display)}
.note{background:var(--bg-soft);border:1px solid var(--line);border-left:4px solid var(--sky);border-radius:12px;padding:18px 22px;color:var(--muted);font-size:.96rem}
.note strong{color:var(--navy)}

/* ===== v7: SEO/AIO sisu, autorikast, vormid ===== */
.seo-sec .tldr{margin-bottom:34px}
.section-tldr{padding:clamp(40px,5vw,64px) 0 0}
.section-tldr + .calc-sec{padding-top:clamp(40px,5vw,64px)}
.section-author{padding:0 0 clamp(40px,6vw,72px)}
.tldr{background:var(--sky-50);border:1px solid var(--sky-300);border-left:5px solid var(--navy);border-radius:16px;padding:22px 26px;margin:0 0 30px}
.tldr-lb{display:flex;align-items:center;gap:8px;font-family:var(--font-display);font-weight:800;font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:var(--navy);margin-bottom:10px}
.tldr-lb svg{width:16px;height:16px}
.tldr p{margin:0;font-size:1.06rem;line-height:1.75;color:var(--ink)}
.tldr b{color:var(--navy)}
.prose .tldr p{margin:0}
.prose-wide{max-width:none}
.prose h2:first-child{margin-top:0}
.prose ol.num-list{counter-reset:n;list-style:none;display:grid;gap:14px;margin:8px 0 26px;padding:0}
.prose ol.num-list li{counter-increment:n;position:relative;padding-left:48px;color:var(--ink);line-height:1.65}
.prose ol.num-list li::before{content:counter(n);position:absolute;left:0;top:-2px;width:32px;height:32px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--font-display);font-weight:800;font-size:.92rem;display:grid;place-items:center}
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:8px 0 26px;border-radius:var(--radius-lg)}
.ptable.cmp td:last-child,.ptable.cmp th:last-child{text-align:left;white-space:normal;font-weight:400;color:var(--ink);font-family:var(--font-text)}
.ptable.cmp th:last-child{font-weight:700;color:var(--navy);font-family:var(--font-display)}
.ptable.cmp td,.ptable.cmp th{font-size:.95rem;line-height:1.5}
.ptable.cmp td.svc-name{width:22%;white-space:nowrap}
@media(max-width:640px){.ptable.cmp{min-width:560px}.ptable.cmp td.svc-name{white-space:normal}}
.ptable.facts td:last-child{white-space:normal}
.split-top{align-items:start}
@media(min-width:901px){.svc-aside{position:sticky;top:110px}}
.aside-h{font-size:1.15rem;margin-bottom:16px}
.author-box{display:flex;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px 24px;box-shadow:var(--shadow-sm)}
.author-box img{width:76px;height:76px;border-radius:50%;object-fit:cover;object-position:50% 18%;flex-shrink:0;background:var(--sky-100)}
.ab-by{font-size:.78rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted-2);font-weight:700}
.ab-name{font-family:var(--font-display);font-weight:800;color:var(--navy);font-size:1.08rem;margin:2px 0 4px}
.ab-name span{font-family:var(--font-text);font-weight:500;color:var(--muted);font-size:.92rem}
.author-box p{margin:0;color:var(--muted);font-size:.92rem;line-height:1.55}
@media(max-width:520px){.author-box{flex-direction:column;align-items:flex-start}}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.form-error{background:#fff2f2;border:1px solid #f3c2c2;color:#a11d1d;border-radius:12px;padding:12px 16px;font-size:.92rem;margin:4px 0 14px}
.form-error[hidden]{display:none}
.form-legal{font-size:.8rem;color:var(--muted);margin:0 0 16px}
.form-legal a,.cf-fine a{color:var(--navy);font-weight:600;text-decoration:underline;text-decoration-color:var(--sky)}
.page-hero--center{text-align:center}
.page-hero--center h1,.page-hero--center p{margin-left:auto;margin-right:auto}
.page-hero--center .hero-cta{justify-content:center}
.ty-ic{width:76px;height:76px;border-radius:50%;background:var(--sky);color:var(--navy);display:grid;place-items:center;margin:0 auto 26px}
.ty-ic svg{width:36px;height:36px}
.ty-ic--num{width:auto;height:auto;background:none;color:var(--sky);font-family:var(--font-display);font-weight:800;font-size:clamp(4rem,10vw,6.5rem);line-height:1}
.cookie p a{color:var(--navy);font-weight:600;text-decoration:underline;text-decoration-color:var(--sky)}
.cookie .c-actions{flex-wrap:wrap}